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Bloodstock & Livestock

Prospect offer a wide range of policies for animals of all types from horses to cattle and killer whales. Coverage includes all risk of mortality, restricted perils, limited government slaughter, accidental and external injury, business interruption, transit, theft, infertility and specified perils.

We provide a specific Equine product which is detailed below.

Equine Cover

Prospect Brokers are pleased to confirm the launch of our new Equine Facility in Switzerland.

Uses of Horse that are covered:

  • Equestrian
  • Show jumping
  • Dressage

Other uses may be covered, but with an increased rate and specific exclusions.

Mortality Cover

We will pay you in the event of the death of the horse or its humane destruction caused by any accident, injury, illness or disease, in respect of the fair market value of the horse up to the sum insured stated in the schedule, provided that such accident, injury, illness or disease first manifests itself during the period of insurance and death occurs:

1.            During the period of insurance; or

2.            for annual polices only, within ninety (90) days after expiry of such period of insurance provided that you have notified your broker during the period of insurance of such accident, injury, illness or disease.

Additional Coverage: Theft

Subject to all of the terms and conditions of this insurance and the additional important conditions below, we will pay you in the event of losses which occur during the period of this insurance from:

1.            Theft of the horse; or

2.            Death or humane destruction of the horse directly resulting from theft of the horse.

Life Saving Surgical Fees Endorsement (For attachment to mortality forms)

This Endorsement is subject to all of the terms, conditions and coverages of the insurance to which this Endorsement is attached and is subject to the additional important conditions below. In consideration of an additional premium charged as stated in the schedule per horse, this insurance is extended to reimburse you up to the limit stated in the schedule for necessary, reasonable and customary veterinary fees incurred during the period of insurance specifically for:

a) Surgical procedures to save the life of the horse, and

b) After-care while the horse is kept at the a recognised Equine Surgical Facility where the surgical procedure was   performed, but limited to no more than 15 (fifteen) days from the time of the first surgical procedure after diagnosis of the condition

Vets Fees Extension Endorsement

In consideration of an additional premium charged as stated in the schedule per horse, additional vet fees insurance is extended to reimburse you up to the limit stated in the schedule for necessary, reasonable and customary veterinary fees incurred during the period of insurance.

The veterinary fees referred to are the direct result of an accident, or an illness or disease first occurring and first manifesting itself during the period of insurance.

Vet fees can be available for amounts of CHF 5,000, CHF 10,000 or CHF 15,000 depending on the sum insured of the horse. Vet fees cover will be limited to the amount of Mortality cover that is requested.

Capacity

  • 100% Lloyd’s capacity
  • A.M. Best upgraded its financial strength rating for the participating market to A (Excellent)

 

Contact: Maddison Field (mfield@prospectbrokers.com)