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Medical Malpractice

One of the most interesting areas of professional liability is in the medical field. Particularly in the United States, claims have mushroomed and most physicians are now covered by specialist insurers, many originally founded by groups of doctors. We provide many special coverages suitable for such insurance companies to add to their core product.  We also provide coverage for many entities of a medical nature, an area generally known as Allied Medical.

  • Miscellaneous Medical Malpractice
  • Healthcare consultants and other medical related Errors and Omissions
  • Managed Care E&O, D&O and EPLI
  • Cyber Liability / Network Security for physicians
  • Legal expenses for defence costs, civil fines and penalties for Billing Errors
  • Non Standard Physicians
  • e-MD™ through NAS Insurance Services (see below)
  • MEDEFENSE PLUS™ through NAS Insurance Services (see below)
  • Social Services Professional Liability
  • Assisted Living Facilities
  • Nursing Homes
  • Medical Tourism

 

e-MD

Physicians and other healthcare entities are increasingly exposed to privacy related claims such as lost laptops, rogue employees, hacking and virus attacks which can result in an embarrassing and costly loss.  e-MD™ is a cyber liability product that offers insurance  protection designed for the unique Network Security & Privacy related exposures faced by dentists, physicians, medical groups and other medical professionals.

For (but not limited to):   

  • Individual Physicians
  • Medical Groups
  • Medical Billing Companies
  • Hospitals
  • Health Insurance Companies
  • Staffing
  • Associations
  • Insurance Agents

Covers:  

  • Third Party Privacy Liability
  • Customer Notification
  • Credit Monitoring
  • Data Recovery Costs
  • Media Liability
  • Defense costs, fines and penalties from Regulatory Actions (including HIPAA Privacy Regulations and “The Red Flags” Rule

Limits Available: Up to $10,000,000 each claim/$10,000,000 aggregate

Minimum Premium: $1,500.

Available in all States of America.

 

MEDEFENSE PLUS™

This program provides reimbursement to physicians and other healthcare professionals for defense costs and civil fines and penalties stemming from RAC Audits and other regulatory activity.

For (but not limited to):    

  • Allied Health Facilities
  • Billing Entities
  • Hospitals
  • Nursing Homes
  • Mental Health Facilities
  • Physician Groups
  • Solo Physicians

Covers:  

  • Billing Errors
  • HIPAA
  • EMTALA
  • RAC Audits
  • Stark proceedings

Limits Available: Up to $10,000,000 each claim/$10,000,000 aggregate

Minimum Premium: $1,200 Minimum Deductible: $1,000.

Available in all States of America.
Contact – Jamie Webb (jwebb@prospectbrokers.com)