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UAV Insurance

Our new dedicated website has launched, please visit us at –

UAV Protect are providing the industry with tailor-made UAV wordings and proposal forms, coupled with experienced UAV underwriting and specialised claims service.

    UAV Industry Knowledge

We are at the leading edge of the industry; we regularly attend and speak at UAV trade shows, conferences and events and have strong partnerships with regulatory associations.

We aim to understand the unique nature of your business and provide insurance coverage that is tailored to your individual needs.


We are able to offer insurance coverage to UAV operators and manufacturers worldwide.


Contact: James Gadbury, COO – (

UAV Protect are Silver AUVSI Members, find out more about the AUVSI at –


Drones, Unmanned Aerial Vehicles, UAVs, Unmanned Aerial Systems, UAS, whatever you want to call them, there is no doubt the market is going to grow exponentially over the next ten years. The latest Teal Group 2014 market study has estimated that UAV spending will be a massive $91billion over the next ten years, with the annual UAV expenditure set to double in the same period. Furthermore, by 2020 it is estimated that 30,000 UAVs will be used commercially in the USA alone.

Prospect are leading the way with a product that is tailor-made for UAV operators and manufacturers worldwide. The applications for UAVs are endless and we are able to provide coverage for any of the following:.

Law Enforcement and SWAT

Emergency Response (FEMA)

Fire and Rescue

Traffic Patrol and Accident Assistance

Homeland Security

Corrections Facility Security

Agriculture and Conservation


Facilities Protection: Electrical, Nuclear, and Water Sites

Maritime and Shipping

Pipeline/Hydro-Transmission Line Inspection

Railroad and Highway Maintenance

Archaeology and Geology Exploration

National Parks and Recreation

Movies and Videography

News Gathering

Real Estate/Property

Insurance claims services

The above list is by no means extensive; there are many other applications that we are able to support.


Coverage Highlights

Physical damage to the UAV

–         Includes Payload

–         Can provide cover during the R&D phase

–         Includes Ground Station if required

–         Includes Spares if required

–         Transit extension if required

–         Hull War and Allied perils extension available to those operating in high risk areas

Legal Liability to Third Parties

–         Compensatory damages in respect of accidental bodily injury (fatal or otherwise) caused by the UAV

–         Compensatory damages to property caused by the UAV

–         Includes Payload

–         Can provide cover during the R&D phase

–         Hull War and Allied perils liability extension available to those operating in high risk areas

Products Liability for UAV Manufacturers

We have found many manufacturers believe that once they have sold their UAV on to a customer, they are no longer liable. However, if there is some kind of malfunction the manufacturer will absolutely be accountable, and unfortunately in many instances even if it does have nothing to do with the manufacturer, they will still have a claim against them that needs defending. A lot of the SME manufacturers would be seriously impacted by a serious products liability claim. We are able to provide the following essential coverage to UAV manufacturers:

–         Bodily injury or property damage arising out of products manufactured by the Insured once such products are no longer in the possession or control of the insured

–         Insurers will pay legal costs incurred in the defence of any claim made against the insured up to sum insured

–         Also able to provide coverage for parts manufacturers; if, for example, you supply the engines to a UAV manufacturer

Why we’re different

–         Strong relationships with lead markets in Lloyd’s for this class

–         Dedicated UAV wording; the first in the Lloyd’s market

–         UAV-specific proposal form

–         We are developing strong relationships with UAV trade and regulatory associations, meaning we are at the leading edge of the industry

–         We try to understand the specific nature of your business and provide tailored coverage around your exact needs


–         100% Lloyd’s capacity

–         Rated A+ (Strong) by Standard & Poor’s and A (Excellent) by A.M. Best